Chard Snyder now handles our Section 125, Pre-Tax program. Under the Pre-Tax program, you may elect to have three types of deductions: (1) all medical premiums (major medical, vision, and AFLAC policies), (2) Unreimbursed medical expenses, (3) Dependent care, withheld from your paycheck prior to your salary being taxed.

Chard Snyder offers the unreimbursed medical and dependent care plans. You may use the reimbursement claim form to fax your Unreimbursed Medical and Dependent Day Care expenses to:

 Chard Snyder
 PO Box 2924
 Fargo, ND 58108-2924
 Fax -1-888-245-8452

You may also visit their website www.chard-snyder.com to track the balance of your account. Click here for website instructions.

Use it or Lose it Rule: You have 90 days after the plan year end in which to turn in your claims for reimbursement under the Unreimbursed Medical and/or Dependent Day Care (FSA). The claims for reimbursement must have dates of service that fall within your FSA coverage period. If you miss the deadline, you forfeit your monies – No exceptions.

Annual Election for Chard Snyder is once a year in May for August 1 renewal. You must re-enroll for the unreimbursed medical and dependent day care expenses each year.

For more information contact:

Chard Snyder 1-800-982-7715

or by visiting their website www.chard-snyder.com